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Insurance Solutions Built Around People

Insurance decisions affect real people, real families, and real livelihoods.
That’s why our approach is different.
At Midwest Supplemental Partners, we help employers, individuals, and self-employed professionals across the Midwest
make thoughtful insurance decisions that support people when it matters most — without pressure, confusion, or unnecessary complexity.

Why Midwest Supplemental Partners Exists

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Through my 28 years working in human resources, I saw firsthand how benefits decisions impact employee retention, morale, and financial security. I've also seen through my life's experience how, in the most challenging of times, having good coverage can change a life.  

Far too often I saw how people felt overwhelmed, under-informed, or unsupported when trying to navigate insurance options.

Midwest Supplemental Partners was created to change that experience.

Our Goalextra small Favicon transp-Midwest Supplemental Partners is to protect and strengthen financial wellbeing, livelihoods, and lives.

Our "Human" Approach to Insurance

Most insurance agents focus on products. We focus on people and outcomes.

With a background in Human Resources and business leadership, I understand:

How benefits influence attraction and retention

The financial stress unexpected events create for families

How the right coverage can make all the difference

What employers need from a benefits partner

How employees actually use (or don’t use) benefits

The power of trust, service, and support

This perspective allows me to recommend insurance solutions that work in
real workplaces and real lives.

Who We Serve

Midwest Supplemental Partners

Employers

  • Small and mid-sized businesses

  • Growing companies building benefits for the first time

  • Employer groups seeking no-cost or low-cost benefit enhancement

  • Businesses seeking retention & engagement solutions
Midwest Supplemental Partners

Individuals & Families

  • Individuals & Families looking for added financial protection

  • Those seeking critical illness coverage
  • Individuals with high-deductible health plans
  • Those without employer-sponsored benefits

Midwest Supplemental Partners

Self-Employed & Entrepreneurs

  • Business owners

  • Freelancers and independent contractors

  • Professionals needing flexible coverage options

  • Those seeking income protection options

The Insurance Solutions We Offer

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Our work is anchored in Combined Insurance, providing supplemental and worksite insurance designed to help manage out-of-pocket expenses related to accidents, illness, and income disruption.

Accident - Critical Illness - Cancer
Disability - Hospital - Life

When appropriate, I also offer access to carefully selected complementary solutions, including:

  • Life insurance portfolio (including options through BetterLife)

  • Dental insurance

  • Vision insurance

These options are introduced only when they add real value — not as upsells, but as part of a thoughtful coverage strategy.

What You Can Expect When We Work Together

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With important matters such as insurance, financial protection, health concerns, and providing for our businesses and families, trust and communication is crucial.

We will deliver:

  • Clear explanations & education

  • A consultative, no-pressure approach

  • Honest guidance based on your needs and goals

  • Solutions that fit your specific situation

  • Service excellence from start to finish

Let’s Talk About What Protection Looks Like for You
Whether you’re an employer, individual, or entrepreneur, we’d welcome the opportunity to help you explore options that support you, your people and your peace of mind.

Let's Talk

Our Agency

Meet the people who are working hard for you every day

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I've sat with people my entire career; in the joy, the challenges, the grief, and the celebrations.  Providing support, guidance, and making sure people felt heard.

And I've always been a bit of a protector, ensuring the safety of others. 

Being an agent allows me to bring those two elements together - supporting and protecting - so that needs don't go unmet and people are in the best position possible during unexpected challenges. 

Tara Cox

Agency Owner & Independent Agent 

  • 30 years in the business of people (human resources & insurance)

  • Business leadership & operations experience
  • Credentialed HR Professional, Certified Professional Coach, Change Practitioner & Human Centered Design Practitioner
  • Has lived the roles of HR, Benefits, Payroll, and Decision Maker
  • Midwest born and raised
  • Thankful for her two children and the start of each new day

Licensed in SD, IA, KS, NE, MO, ND, MN

What's Important to me in my work?
Connection, the human element, being of service & bringing the best possible solutions, products, and pricing to meet individual needs.

Living in authenticity and living out my values.  And that people know they are cared for.

Our values

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Integrity

Operate with honesty, transparency, accountability, and ethical standards in all dealings
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Empathy

Demonstrate compassionate and genuine desire to support our clients. Actively listen, give respect, and communicate
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Innovation

Embrace creativity, continuous improvement and forward-thinking to build client solutions and a world-class experience

Ready to Explore Your Needs?