is to help people get the protection they need, 
Small and mid-sized businesses
Growing companies building benefits for the first time
Employer groups seeking no-cost or low-cost benefit enhancement
Individuals & Families looking for added financial protection
Those without employer-sponsored benefits
Business owners
Freelancers and independent contractors
Professionals needing flexible coverage options
Our work is anchored in Combined Insurance, providing supplemental and worksite insurance designed to help manage out-of-pocket expenses related to accidents, illness, and income disruption.
When appropriate, I also offer access to carefully selected complementary solutions, including:
Life insurance (including options through BetterLife)
Dental insurance
Vision insurance
These options are introduced only when they add real value — not as upsells, but as part of a thoughtful coverage strategy.
With important matters such as insurance, financial protection, health concerns, and providing for our businesses and families, trust and communication is crucial.
We will deliver:
Clear explanations & education
A consultative, no-pressure approach
Honest guidance based on your needs and goals
Let’s Talk About What Protection Looks Like for You
Whether you’re an employer, individual, or entrepreneur, we’d welcome the opportunity to help you explore options that support you, your people and your peace of mind.
Independent Agent & Agency Owner
